I'm 28 with a one year old and limited investing knowledge. A guy from my hometown, a few years older, cold called me about personal finance. We hit it off, had meetings, and he pitched whole life insurance hard. He said it was free, but I later found out he earns commissions…
I'm 36 with about $410k in my 401k, currently invested entirely in S&P 500 index funds. If I leave it untouched, projecting an 8% annual growth for 23 years, I'm looking at roughly $2.4 million by the earliest withdrawal age. I'm currently maxing out contributions, but I've been…
I keep a dog eared copy of The Simple Path to Wealth within arm’s reach, and the r/personalfinance wiki is my go to for quick, no BS answers. What’s the one guide that actually changed how you handle money?
The Simple Path to Wealth by JL Collins. It cuts through the noise and gives you a single, repeatable strategy.
That a budget is restrictive instead of just a plan for your money to go where it matters most.